Bank of Baroda hires 86 officers for C&IC department (Credit Analyst & Relationship roles). Apply 16 June–6 July 2026. PG Finance/CA/CMA/CS/CFA required. CIBIL 680+. Pay ₹64K–1.2L.
Bank of Baroda has announced 86 vacancies across 5 officer-level posts in its Corporate and Institutional Credit (C&IC) department: Manager/Senior Manager/Chief Manager – Credit Analyst (43 posts) and Senior Manager/Chief Manager – C&IC Relationship (43 posts). Online registration is open from 16 June 2026 to 6 July 2026. Eligibility requires graduation + postgraduate finance specialization OR CA/CMA/CS/CFA, with 3-8 years relevant banking credit experience (varies by grade). Age range: 25-42 years (as on 1 June 2026). Unique requirement: minimum CIBIL score of 680. Pay scales: MMG/S-II (₹64,820–93,960), MMG/S-III (₹85,920–1,05,280), SMG/S-IV (₹1,02,300–1,20,940). Selection includes online test, psychometric assessment, and interview. 3-year service bond with ₹5 lakh penalty applies.
Official Notification PDF: Download Bank of Baroda C&IC Recruitment 2026 PDF
Bank of Baroda C&IC Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Organization Name | Bank of Baroda |
| Post Name | Manager/Senior Manager/Chief Manager – Credit Analyst & Senior Manager/Chief Manager – C&IC Relationship |
| Total Vacancies | 86 |
| Post Categories | 5 Officer-level posts |
| Application Mode | Online |
| Recruitment Type | Direct Recruitment (Officer Cadre) |
| Official Website | bankofbaroda.bank.in |
Important Dates
| Event | Date |
|---|---|
| Online Registration Starts | 16 June 2026 |
| Last Date for Application & Fee Payment | 6 July 2026 |
| Online Test Date (Tentative) | To be notified separately via email & website |
Registration is complete only once the application fee is paid online on or before 6 July 2026.
Vacancy Details
| Post Name | Grade/Scale | Total Posts |
|---|---|---|
| Manager – Credit Analyst | MMG/S-II | 4 |
| Senior Manager – Credit Analyst | MMG/S-III | 38 |
| Chief Manager – Credit Analyst | SMG/S-IV | 1 |
| Senior Manager – C&IC Relationship | MMG/S-III | 36 |
| Chief Manager – C&IC Relationship | SMG/S-IV | 7 |
| Total | – | 86 |
Note: Vacancies are divided into two job families: Credit Analyst (43 posts) and C&IC Relationship (43 posts). Category-wise distribution: SC 17, ST 19, OBC 23, EWS 20, UR 7.
Educational Qualification
- Graduation in any discipline from a recognized university
- Plus Post Graduate Degree/Diploma with specialisation in Finance (or equivalent), OR professional qualification: CA, CMA, CS, or CFA
- Institutions must be recognised by Government of India or bodies like AICTE
- Nationality: Indian citizens (also eligible: certain Nepali, Bhutanese, Tibetan refugee, and Indian-origin candidates with Govt. of India eligibility certificate)
- Posting Condition: Only candidates willing to serve anywhere in India should apply
Age Limit & Experience (As on 1 June 2026)
Credit Analyst Posts
| Position | Age (Years) | Minimum Experience |
|---|---|---|
| Manager – Credit Analyst | 25-30 | 3 years in Credit (Public/Private/Foreign Bank or NBFC in India) |
| Senior Manager – Credit Analyst | 28-35 | 6 years in Credit (Public/Private/Foreign Bank or Financial Institution in India) |
| Chief Manager – Credit Analyst | 32-42 | 8 years in Banks/Financial Institutions, including 5 years in Credit Appraisal/Processing of Large/Mid Corporate Credit |
C&IC Relationship Posts
| Position | Age (Years) | Minimum Experience |
|---|---|---|
| Senior Manager – C&IC Relationship | 28-35 | 6 years in Banks/Financial Institutions, including 2 years handling MSME/Mid/Large Corporate Credit |
| Chief Manager – C&IC Relationship | 32-42 | 8 years in Banks/Financial Institutions, including 3 years handling MSME/Mid/Large Corporate Credit |
Note: Experience <6 months in any organisation (as on 1 June 2026) will not count unless part of current employment. Clerical cadre experience is not counted at all.
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| Persons with Disability | 10 years (Gen/EWS), 13 years (OBC), 15 years (SC/ST) |
| Eligible Ex-Servicemen / Commissioned Officers | 5 years (Gen/EWS), 8 years (OBC), 10 years (SC/ST) |
Relaxation applies only to posts where reservation roster points exist. OBC creamy layer candidates must apply as General. No reservation for ex-servicemen in officers’ cadre for this recruitment.
Pay Scale
| Grade/Scale | Pay Scale (₹) | Maximum Basic Pay (₹) |
|---|---|---|
| MMG/S-II (Manager) | 64,820 – 2340/1 – 67,160 – 2680/10 – 93,960 | 93,960 |
| MMG/S-III (Senior Manager) | 85,920 – 2680/5 – 99,320 – 2980/2 – 1,05,280 | 1,05,280 |
| SMG/S-IV (Chief Manager) | 1,02,300 – 2980/4 – 1,14,220 – 3360/2 – 1,20,940 | 1,20,940 |
Selected candidates receive allowances and perquisites as per bank policies in addition to basic pay.
Selection Process
- Application Scrutiny
- Online Test (if conducted)
- Psychometric Assessment
- Group Discussion (if applicable)
- Personal Interview
Bank retains right to skip or modify any stage. Final selection depends on combined performance across conducted stages.
Online Test Pattern (Tentative)
| Section | Test | Questions | Marks | Duration |
|---|---|---|---|---|
| 1 | Reasoning | 25 | 25 | 75 minutes (combined) |
| 2 | English Language | 25 | 25 | |
| 3 | Quantitative Aptitude | 25 | 25 | |
| 4 | Professional Knowledge | 75 | 150 | 75 minutes |
| Total | 150 | 225 | 150 minutes | |
- Sections 1-3 (Reasoning, English, Quantitative) are qualifying only – need 40% (General/EWS) or 35% (Reserved)
- Section 4 (Professional Knowledge) counts toward final score
- No negative marking anywhere
- Bilingual (English & Hindi) except English Language section (English only)
- Test tentatively planned across 24+ cities: Mumbai, Delhi/NCR, Bangalore, Chennai, Kolkata, Hyderabad, Pune, Ahmedabad, Jaipur, Lucknow, Baroda, Bhopal, Chandigarh-Mohali, etc.
Personal Interview & Final Merit
- Minimum qualifying score: 60% for General, 55% for Reserved category
- Tie-breaking rule: Older candidate (by date of birth) ranked higher
Application Fee
| Category | Application Fee |
|---|---|
| General, EWS & OBC | ₹850 (inclusive of GST) + Payment Gateway Charges |
| SC, ST, PWD, ESM/DESM & Women | ₹175 (inclusive of GST) + Payment Gateway Charges |
Fee is non-refundable even if online test is not conducted or candidate is not shortlisted.
CIBIL Score Requirement (Unique Eligibility Condition)
- Minimum CIBIL score of 680 at the time of joining
- Candidates with loan/credit card defaults or adverse reports from CIBIL/external credit agencies will be ineligible
- Bank can reject selection at any stage (including after joining) if credit profile is unsatisfactory
Probation Period & Service Bond
- Probation Period: 12 months (1 year) from date of joining
- Service Bond: Minimum 3 years service from date of joining, or pay ₹5 lakh in lieu of completing bond period
- Bond terms confirmed in offer letter and subject to revision per bank policy
Documents Required
- Printout of interview call letter and system-generated online application form
- Proof of Date of Birth (Birth Certificate, SSLC/Std. X marksheet, or equivalent)
- Valid photo ID: PAN Card, Passport, Driving Licence, Voter’s Card, or Aadhaar card (Ration Card not accepted)
- Year-wise/semester-wise mark sheets and final degree/diploma certificate
- Caste certificate for SC/ST/OBC (OBC with valid non-creamy-layer clause)
- Disability certificate from District Medical Board (for PwBD)
- Income and Asset Certificate (for EWS category)
- Service/discharge book, pension payment order, rank proof (for ex-servicemen)
- No Objection Certificate from current employer (for govt/quasi-govt/PSU employees)
- Documentary proof of work experience: appointment letters, salary slips, relieving letters
How to Apply for Bank of Baroda C&IC Recruitment 2026
- Visit www.bankofbaroda.bank.in → Navigate to Careers section → Current Opportunities
- Register using valid personal email ID and contact number (keep active until recruitment completes)
- Fill personal, educational, and work experience details carefully (no changes allowed after submission)
- Upload:
- Photograph: 200 x 230 pixels, 20-50 KB, JPG/JPEG
- Signature: 140 x 60 pixels, 10-20 KB, JPG/JPEG (signed in normal handwriting, not capital letters)
- Upload documents (PDF, A4 size, max 500 KB each):
- Resume
- Date of Birth proof
- Educational certificates (combined in one PDF)
- Category/PWD/experience certificates (where applicable)
- Pay application fee online using Debit Card, Credit Card, Net Banking, or UPI
- Save and print system-generated application form and fee receipt for future reference
Apply Online for Bank of Baroda C&IC Recruitment 2026
Tags: Bank of Baroda Recruitment 2026, Bank of Baroda Manager, Senior Manager and More Recruitment 2026, Bank of Baroda Jobs 2026
Bank of Baroda C&IC Recruitment 2026 – Frequently Asked Questions (FAQs)
1. What is the last date to apply for Bank of Baroda C&IC Recruitment 2026?
The last date for online application submission and fee payment is 6 July 2026. Registration opened on 16 June 2026. Registration is complete only once the fee is paid online.
2. What educational qualification is required for these posts?
Candidates need Graduation in any discipline plus a Post Graduate Degree/Diploma with specialisation in Finance (or equivalent), OR professional qualification: CA, CMA, CS, or CFA. General postgraduate degrees without finance specialization do not qualify.
3. Is there a minimum CIBIL score requirement?
Yes. Candidates must have a minimum CIBIL score of 680 at the time of joining. Anyone with loan/credit card defaults or adverse credit reports will be ineligible. Bank can reject selection even after joining if credit profile is unsatisfactory.
4. What is the service bond commitment?
Selected candidates must serve the bank for a minimum of 3 years from date of joining, or pay ₹5 lakh in lieu of completing the bond period. Candidates also complete a 12-month probation period before confirming appointment.
5. What is the application fee and is it refundable?
General/EWS/OBC: ₹850 (inclusive of GST) + gateway charges. SC/ST/PWD/ESM/Women: ₹175 (inclusive of GST) + gateway charges. The fee is non-refundable under any circumstances, even if online test is not conducted or candidate is not shortlisted.